Kurt Salmon Associates (KSA) and its affiliates provide content on this Web site subject to the following terms and conditions ("Terms"). We may periodically change the Terms, so please check back from time to time. These Terms were last updated in May 2005. By accessing and using this Web site, you agree to these Terms of Use.

Copyrights
All content and functionality on the Web site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is the exclusive property of KSA or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.

Trademarks
The trademarks, service marks, designs, and logos displayed on the Web site are the registered and unregistered Trademarks of KSA and its licensors. You agree that you will not refer to or attribute any information to KSA or its licensors in any public medium (e.g., press release, Web sites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, KSA or its licensors.

Use of Web Site Content
KSA hereby grants you a non-exclusive, non-transferable license for the term hereof to access and download, display, and print one copy of the content and functionality displayed on the Web site on any single computer solely for your internal, business use, provided that you do not modify the Web site Content in any way and that you retain all copyright and other proprietary notices displayed on the Web site Content. You may not otherwise reproduce, modify, distribute, transmit, post, or disclose the Web site Content without KSA's prior written consent.

Responses To Online Requests
From time to time, KSA may offer to provide information or materials via e-mail or otherwise to interested persons. KSA reserves the right, in its absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason whatsoever.

User Postings
You acknowledge and agree that KSA shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the Web site in postings, survey responses, and otherwise, and you hereby waive any claims against KSA for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with KSA's use and publication of such submissions. You covenant that you shall not post or otherwise publish on the Web site any materials that (a) are threatening, libelous, defamatory, or obscene; (b) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law; (c) infringe the intellectual property, privacy, or other rights of any third parties; (d) contain a computer virus or other destructive element; (e) contain advertising; or (f) constitute or contain false or misleading statements. KSA does not and cannot review all information posted to the Web site by users and is not responsible for such information. However, KSA reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason.

Access To This Web Site
KSA may alter, suspend or discontinue this Web site or your access to use this Web site at any time for any reason without notice or liability to you or any third party. This Web site may become unavailable due to maintenance or malfunction of computer equipment or for other reasons and may result in damages to the user's systems or operations. The user shall be solely responsible for ensuring that any information or content obtained from this Web site does not contain any virus or other computer software code or subroutine designed to disable, erase, impair or otherwise damage the user's systems, software or data.

Third-Party Web Sites
We may provide links to third-party Web sites, and some of the content appearing to be on this Web site is in fact supplied by third parties, for example, in instances of framing of third-party Web sites or incorporation through framesets of content supplied by third-party servers. KSA has no responsibility for these third-party Web sites, which are governed by the Terms of Use and privacy policies, if any, of the applicable third-party content providers.

Notices of Infringement and Takedown
KSA prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any content on the Web site, please write to KSA at the address shown below, giving a written statement that contains: (a) identification of the copyrighted work and/or intellectual property right claimed to have been infringed; (b) identification of the allegedly infringing material on the Web site that is requested to be removed; (c) your name, address, and daytime telephone number, and an e-mail address if available; (d) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent, or the law; (e) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed; and (f) the signature of the intellectual property right owner or someone authorized on the owner's behalf to assert infringement of the right. KSA will remove any posted submission that infringes the copyright or other intellectual property right of any person under U.S. law upon receipt of such a statement. U.S. law provides significant penalties for submitting such a statement falsely. Under appropriate circumstances, persons who repeatedly submit infringing or unlawful material will be prohibited from posting further submissions.

Disclaimers
THE CONTENT AND FUNCTIONALITY ON THE WEB SITE IS PROVIDED WITH THE UNDERSTANDING THAT KSA IS NOT HEREIN ENGAGED IN RENDERING PROFESSIONAL ADVICE AND SERVICES TO YOU. ALL CONTENT AND FUNCTIONALITY ON THE WEB SITE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. KSA AND ITS THIRD-PARTY CONTENT PROVIDERS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE OWNERSHIP, ACCURACY, OR ADEQUACY OF THE WEB SITE CONTENT. KSA SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY INFORMATION PUBLISHED ON LINKED WEB SITES, CONTAINED IN ANY USER SUBMISSIONS PUBLISHED ON THE WEB SITE, OR PROVIDED BY THIRD PARTIES. NEITHER KSA NOR ITS THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR FOR LOST REVENUES OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES AND REGARDLESS OF THE THEORY OF LIABILITY.

Governing Law; Jurisdiction
These Terms are governed by the laws of the State of Georgia without reference to the principles of conflicts of laws thereof.